| Facts & Figures |
| |
| Following are the statistics pertaining to the credit disbursed till date. |
| |
| Portfolio Reports |
| |
| Particulars |
April-2010 to March 2011
| April-December 2011 |
|
| Total value of loans disbursed during period in lakhs rupees |
8426.24 |
5446.74 |
| Total Number of loans disbursed during period |
9114 |
10815 |
| Number of active borrowers (End of Period) |
164235 |
157160 |
| Average number of active borrowers |
149347 |
153845 |
| Number of credit officers during period |
81 |
73 |
| Active borrowers per credit officer |
1844 |
2153 |
| Average loan size in Rs (Per member) |
89609 |
105871 |
| Average loans term (months) |
12-24 |
12 to 18 |
| Value of loans outstanding (end of period) in lakhs Rs |
7208.11 |
6322.42 |
| Average outstanding balance of loans in lakhs Rs |
6980.91 |
6534.21 |
| Value of payments in arrears (End of Period) in lakhs Rs |
128.93 |
323.09 |
Value of outstanding balance of loans in arrears (End of Period)
in lakhs Rs |
513.63 |
841.92 |
Value of loan outstanding for which repayment is yet to begin
in lakhs rupees |
1183.74 |
328.20 |
| Value of loans written off during period in lakh Rs |
68.51 |
0 |
| Value of re-scheduled loans outstanding |
0 |
0 |
| Value of re-financed Loans outstanding |
0 |
0 |
|
|
| |
| Ratio |
09-10 |
April – Sep 2010 |
Dec 2010 |
March 2011 |
Dec
2011 |
|
| Operating Cost Ratio |
4.76 |
5.74% |
6.32 |
6.92 |
5.78% |
| Total Cost Ratio |
14.24 |
14.21% |
15.54 |
15.69 |
14.53% |
| Operating Self Sufficiency |
110.00 |
147.50 |
141.68 |
116.02 |
115.46% |
| Financial Self Sufficiency |
108.00 |
129.09 |
122.27 |
110.85 |
110.10% |
| Yield on Portfolio |
19.30 |
18.96 |
18.66 |
17.39 |
16.78% |
| Return on Assets |
1.69 |
4.15 |
- |
3.65 |
2.17% |
| Return on Equity |
20.68 |
18.72 |
12.18 |
2.01 |
8.66% |
|
|
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Disbursement Statistics
|
| Year |
Loan Disbursement |
Portfolio |
|
| |
(Amt in lakhs Rs) |
(Amt in lakhs Rs) |
| 2004-05 |
6.18 |
6.18 |
| 2005-06 |
29.25 |
20.42 |
| 2006-07 |
246.85 |
180.84 |
| 2007-08 |
1000.25 |
781.07 |
| 2008 -09 |
5103.03 |
3591.62 |
| 2009 -10 |
7853.38 |
5819.53 |
| 2010-11 |
8426.24 |
7208.11 |
| As on 31st December 2011 |
5446.74 (NB. This is cumulative since the start of the financial year) |
6322.43 |
|
|
Loan Portfolio as of 31st December 2011.
|
 |
| |
District Wise SHGs and Members
The district wise details of SHGs formed, their savings and internal loans as on 31st December 2011.
|
| |
| Sl.No |
Districts |
Number of SHGs (December 2011) |
|
|
| 1 |
Tumkur |
4237 |
|
| 2 |
Belgaum |
4517 |
|
| 3 |
Dharwad |
1214 |
|
| 4 |
Haveri |
866 |
|
| 5 |
Chitradurga |
732 |
|
| 6 |
Bangalore |
579 |
|
| 7 |
Gadag |
1083 |
|
| 8 |
Koppal |
215 |
|
| 9 |
Davangere |
90 |
|
| 10 |
Bellary |
12 |
|
| 11 |
Bagalkot |
67 |
|
| |
Total |
13612 |
|
|
|
No. of Accounts and OS Bal. as of 31st December 2011
|
| No |
District |
No. of A/cs |
OS Bal. (in lakh Rs.) |
|
| 1 |
Tumkur |
4467 |
2483.90
|
| 2 |
Belgaum
|
3206 |
1809.61 |
| 3 |
Dharwad |
1308 |
4501.80 |
| 4 |
Haveri |
795 |
2846.14 |
| 5 |
Gadag |
984 |
4115.39 |
| 6 |
Chitradurga |
695 |
3257.71 |
| 7 |
Bangalore |
901 |
3719.26 |
| 8 |
Koppal |
224 |
7287.10 |
| 9 |
Davangere |
90 |
3243.40 |
| 10 |
Bellary |
12 |
1.82 |
| 11 |
NGO |
2 |
21.89 |
| 12 |
Bagalkot |
68 |
55.85 |
|
|
Number of accounts by district as on 31st December 2011
|
|
Loans by product as 31st December 2011
|
| Product |
District No. of A/cs |
OS Bal. in lakh Rs. |
|
I Cycle
|
5105
|
1955.55
|
| II Cycle |
6447
|
3346.66 |
| III Cycle |
673 |
966.35 |
| IV Cycle |
3 |
4.32 |
| Emergency |
522 |
27.65 |
| NGO |
2 |
21.90 |
| Total |
12752 |
6322.43 |
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